The buyer’s offer to purchase is received and reviewed with your real estate agent. If you have no agent, you should engage us to review the offer before accepting it
After you accept the offer, the buyers attend to satisfying their conditions (securing financing, satisfactory status certificate, a building inspection, etc.)
Once the conditions are satisfied, the sale contract becomes “firm” (goes ahead). The real estate agent or you send us the sale contract documents (unless we were already involved with the sale contract review)
We contact you by phone, email or meeting to confirm engagement if not already done
We send you a detailed letter covering the following:
Confirmation of the major terms of the sale contract
Explanation of the anticipated expenses and other costs for budgeting purposes
Explanation of the steps involved including our tasks and your tasks and the anticipated timing for completing the various steps
Information we need from you
Other information we’d like you to know
STEP 2
LAWYER PREPARATION AND COORDINATION
We order discharge/payout statements from your lender(s) for any mortgages or secured lines of credit registered against the property and for any bridge loan
We receive the real estate agent’s invoice (if applicable)
We calculate the adjustments to the sale price for items such as: property taxes and condo fees
We review the closing documents prepared by the buyer’s lawyer; we address any title problems identified by the buyer’s lawyer
We prepare other documentation for the transfer
STEP 3
PRE-CLOSING MEETING
We contact you a few days in advance of closing to schedule a meeting and notify you what to bring for the meeting, such as keys and ID (usually a few days before closing)
We meets with you (in person or via video) before closing (usually a few days before closing):
Photocopy your ID (a legal requirement)
Review the financial documents (detailed summary of money coming in and going out of our trust account and your net proceeds)
Review, explanation and signing of closing documents
Explanation of the closing process and when you might expect to receive your net proceeds
STEP 4
CLOSING AND REPORTING
We courier keys (unless you are using a lockbox on site) and documents to the buyer’s lawyer / receive cheques and other documents from the buyer’s lawyer by courier
Electronic registration of transfer in the Land Registry system, making the transfer of ownership complete
We contact you immediately to notify you of the closing and we then deposit your net proceeds to your bank account
We send out payments for the mortgage(s) and any real estate commissions
We send our final report to you
We follow up with mortgage lender if necessary to ensure they have discharged their charges against the property
BUYING A HOME IS ONE OF YOUR BIGGEST DECISIONS IN LIFE. LET US GUIDE YOU THROUGH THE PROCESS.